The ‘Bildungskredit’ (education loan) is a scheme operated by the German Federal Government that is particularly aimed at students taking part in advanced studies. The Bildungskredit can provide an interest-free alternative whenever your study costs are too high or there is a risk that you may not be able to complete your degree course. You can make a further claim for this for your master’s degree course on completion of your bachelor’s exams.
We would be pleased to advise you regarding your eligibility for a Bildungskredit and the associated terms and conditions. The contact person in these matters is our social counsellor, Marlies Piper.
Are the BAföG or family finances not enough to cover your living costs? Would you prefer to end your studies at the intended time rather than prolonging matters through a time-consuming part-time job? Then, maybe the student loan from the government-owned development bank, the KfW, is worth considering. The KfW student loan is granted regardless of your personal income and that of your parents and it can be combined with the BAföG or the Bildungskredit. It is possible to apply for this loan every month from the commencement of your studies right up to Semester 10.
We can provide you with in-depth information about the KfW student loan, respond to your questions and help you with your application. Consultations and acceptance of applications are possible in Konstanz and Weingarten. Please arrange an appointment if you are interested.
For students who find themselves temporarily in an emergency financial situation, an interest-free loan can provide rapid assistance. We can offer you two kinds of interest-free loan: the hardship fund from the Deutsche Studentenwerk (DSW) and the Seezeit hardship fund. Up to a total of €2000
For both types of loans you must appoint a suitable guarantor who can provide evidence of a regular income in the Federal Republic of Germany. You can also find further guidelines and provisions in our downloads.
You can find out about interest-free loans by speaking to our social counsellor, Marlies Piper. She will answer your questions and help you to complete the contract documents.